Order
Retail Clients Corporate Clients
CMTPL

MOTOR COMPULSORY THIRD PARTY LIABILITY INSURANCE

Since January 1, 2011 You should have compulsory third party liability insurance policy (MCTPL policy) in order to exploit Your vehicle.
All that third parties may demand from You for compensation for the damages made by Your vehicle may be insured by INGO ARMENIA.

WHAT MUST BE COMPULSORY INSURED?

CMTPL insurance policy is obligatory for all wheeled vehicles, including:

  • Passenger cars
  • Autobuses, microbuses
  • Trucks
  • Motorcycles
  • Trailers
  • Trolleybuses


– WHO CAN SIGN CMTPL POLICY?

  • Director
  • A person authorized by the director


WHICH DAMAGES ARE SUBJECT TO COMPENSATION?


CMTPL policies compensate damages occurred from exploitation of Your vehicle to the suffered for the following damages:

  • personal damages – damages caused to the health of the suffered, loss of wage (income) as a result of that, as well as death of the insured
  • material damages caused to the suffered.


HOW MUCH IS THE SUM OF COMPENSATION?

The CMTPL insurance policy defines the following limits of compensation for each insurance accident:

  • Personal damages up to 3,300,000 AMD per each who suffered, but not more than total 33,000,000 AMD per each accident.
  • Material damages up to 1,800,000 AMD, but not more than total 18,000,000 AMD per each accident.


HOW MUCH IS THE INSURANCE PREMIUM?


The insurance premium depends on the following factors:

  • Type of vehicle
  • Engine power (horsepower)
  • Purpose of Vehicle usage
  • The presence of the trailer
  • Driver's age and driving experience
  • Period of insurance
  • Driver's Bonus-Malus class

Policy premium you can count with the help of CMTPL calculator.

ADVANTAGES OF "INGO ARMENIA"

  • The simplified procedure for policy purchase. Just one phone call or e-mail application, you can purchase contract for a few minutes
  • Individual approach to each customer
  • Complex of main and additional risks
  • Fast and high quality service
  • More than 1000 agents and 200 sales offices all over Yerevan and regions of Armenia
  • Agents and sales offices at maximum 5 km distance from You
  • Possibility to insure vehicle before customs registration
  • Transparent discussion of insurance accidents in the presence of Your agent
  • Shortened periods of insurance compensations – up to 5 days after presentation of all the necessary documents
  • Every company has its individual specialist who organizes the process of signing a contract, maintenance, controls the process of compensation.


Additional information:

Updated:   2017-08-14 09:08

Our agents

Regions:
In case of disparity between information presented in Armenian, Russian and English the Armenian variant is preferable.