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Seasons - CASCO

The product gives You an opportunity to travel on Your own vehicle insured against virtually all risks except for natural depreciation. The package provides coverage not only in Armenia and NKR but also in Georgia.

- IN WHAT CASES DOES THE INSURANCE COVERAGE ACT?

  • traffic accident (overturning, collision, etc.)
  • fire, explosion
  • falling trees, poles, or other objects (also stones flying under the wheels)
  • hail, lightning, earthquakes, floods and other natural disasters
  • acts of animals
  • illegal actions of third persons (damage to the vehicle, destruction)
  • theft, robbery, fraud


- WHAT KIND OF VEHICLES CAN BE INSURED?

  • private
  • passenger cars
  • personal use
  • produced after 2004


- WHERE DOES THE INSURANCE ACT?

  • The insurance is valid on the territory of the Republic of Armenia, Nagorno-Karabakh and Georgia
  • Once a year for 30 days without interruption - on the territory of Iran and CIS countries

Additional information:

  •  The insurance area expansion is free of charge
  •  Insurance customer can go to the nearest office of the Company for area expansion

- FOR WHOM IS THE PRODUCT?

  • for drivers who plan to travel to Georgia during the year
  • for customers who are interested in Casco insurance with the possibility of payment by installments
  • for all who wants to buy Casco insurance
  • for the over 23-year-old individuals with experience of driving for 3 years or more


- HOW TO PURCHASE THE POLICY?

  • Order online and invite an agent to visit a place convenient for you
  • Visit one of the offices or sales points of the company  
  • Call our non-stop call-center - (010) 59 21 21

- WHY “CASCO SEASON”?

Payment is supposed to be made in installments - in 4 stages.

- WHAT ARE THE TERMS OF THE INSURANCE?

The insurance policy is valid for 1 year. The insurance premium is paid in the following way:

  • 25% during the signing of the contract
  • 25% to 71 days after purchasing the policy
  • 25% to 141 days after purchasing the policy
  • 25% to 211 days after purchasing the policy

In case of non-payment of the insurance premium at a set time, the signed policy terminates its acting from the date of expiry of the previous payment; Ingo ARMENIA does not charge a premium for the unexpired term of the policy or any fines.
This provision allows the customer to have CASCO insurance for the period, which is necessary for him and pays not an annual premium, but only for the relevant period.

Example

If the client wants to go to Georgia in the summer by car and needs insurance only for this period, he can purchase policy, pay only 25% of premium and for 2 months have full CASCO insurance, then do not make any payments without any fines.

- WHERE DOES IT ACT?


Insurance compensates the accidents that take place on the territory of Armenia, Nagorn Karabakh and Georgia. Casco insurance may also act on the territory of Iran as well as the CIS countries once a year within 30 days without any extra charge.

- ADDITIONAL COVERAGE

Taking into account the fact that the CMTPL acts only in the territory of Armenia, INGO ARMENIA included CTP in Georgia for this product .

According to the policy the damages caused to the third parties as a result of insured vehicle usage in Georgia will be compensated in the following cases:

  • damage or destruction of another vehicle
  • damage or loss of the property in another vehicle
  • damage or loss of other property as a result of a collision with the vehicle on the move
  • death or loss of health of individuals

Insurance coverage is given in the following amounts:

  • for property damage - 1.800.000 AMD
  • for personal injury for each victim - 3.300.000 AMD
  • for all of the personal injury - 10.000.000 AMD.

In the case of accidents occurring in the territory of Georgia, if necessary, the customer will get free legal consultation. Georgian law firms that cooperate with INGO ARMENIA provide the services.

- INSURANCE TARIFF

The basic rate is 3.3% or 4.4% depending on the vehicle model. The following factors affect the amount of the insurance payment:

  • the model of the vehicle
  • year of manufacture of the vehicle
  • an incident which occurred due to the fault of the authorized driver

 Here You can find the sinning procedure and terms of the insurance policy.

Updated:   2016-09-06 04:09

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In case of disparity between information presented in Armenian, Russian and English the Armenian variant is preferable.