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Voluntary MTPL

Voluntary MTPL is a Voluntary Insurance of motor third-party liability which increases the limit of liability provided by the CMTPL contract.

- WHICH KIND OF VEHICELS CAN BE INSURED?

The passenger cars produced after 1990, which are used for personal and service purposes.

- WHAT KIND OF DAMAGES ARE COMPENSATED?

Compensates:

  • damage of another vehicle
  • damage of the property in another vehicle
  • damage of other property as a result of a collision with the vehicle on the move
  • death or loss (temporary or permanent) of health of individuals

Damages caused to the insured vehicle, an authorized driver, a passenger, property in the vehicle are not compensated.

- WHAT IS THE MAXIMUM AMOUNT OF COMPENSATION?

  • The maximum amount is 1.000.000 AMD.

  • EXAMPLE OF PREMIUM CALCULATION 
    • Example: If in a road accident that occurred on your fault, damage totaled 2.700.000 AMD, 1.800.000 AMD will be compensated under the CMTPL contract and 900,000 AMD under the contract of voluntary motor insurance.

 
- HOW MUCH IS THE ANNUAL PREMIUM?

  • 5.000 AMD

- WHERE DOES THE INSURANCE ACT?

  • The insurance is valid on the territory of the Republic of Armenia and Nagorno-Karabakh.

- HOW TO PURCHASE THE POLICY?


Here You can find the sinning procedure and terms of the insurance policy.

Updated:   2018-09-26 11:09

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