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INGOCARE

- FOR WHOM IS THE PRODUCT? or WHO CAN BE INSURED?

  • 0-55 years old individuals
  • Citizens of the RA and NKR, as well people with the right to work and live in the RA and NKR.

 

- HOW MUCH IS THE INSURANCE COVERAGE?

The insurance amount, that is the maximum possible compensation in the insurance event is AMD 10 million.

 

 

- WHERE DOES THE INSURANCE ACT?

The insurance is valid on the territory of RA and NKR, Only those expenses for medical services that are received from licensed and operating medical institutions in the RA, NKR are subject for reimbursement.

 

- WHAT ARE THE TERMS OF THE INSURANCE?

The insurance policy is valid for 1 year.

 

- WHAT ARE THE OPTIONS FOR PAYMENT?

Insurance premium can be paid in one-time or in-term. In case of term payment of the insurance premium the total insurance premium increases.

 

  • In case of semi-annual payments: 5%
  • In case of quarterly payment: 10%
  • In case of monthly payment: 20%

 

- WHERE CAN YOU SERVED?

Any licensed MC in the territory of RA and NKR

* Take annual preventive examinations in the most up-to-date Vardanants center for innovative medicine, and in the provinces in the regional MC.

 

- HOW CAN YOU GET COMPENSATION?

Call INGO ARMENIA ICJSC and we will organize the whole process of compensation, or pay in the MC and then receive a compensation from the Company

 

* The company cooperates with more than 300 MC-s, in case of applying them You will be refrain from making payments from your pocket.

 

INGOCARE INCLUDES TWO PACKAGES:  

  • Basic
  • Basic +

 

BASIC

The basic package provides unlimited volume of outpatient services.

The package costs 50,000 AMD.

It includes:

  • Ambulance services:

v   Medical consultation,

v   Laboratory diagnostics: Para clinical, biochemical, microbiological, serological, hormonal, cytological, immunological, etc.

v   Instrumental diagnostics: x-ray examination, computer tomography, magnetic-resonance imaging, sonography, endoscopic, etc.

v   Out-patient treatment for planned and urgent medical manipulations,

v   Out-patient treatment for urgent and planned therapeutic diseases, which does not claim in-patient conditions,

v   Out-patient treatment for planned and urgent surgery,

v   Out-patient treatment for traumas (fractures, dislocations, soft tissue bruises, wounds or their combinations) in out-patient conditions,

v   Out-patient treatment for burns, frostbites and electrical injuries,

v   Out-patient treatment for infectious diseases,

v   Out-patient treatment for mild cases of acute poisonings,

v   24/7 medical consultations,

v   Medical supplies: syringes, intravenous drip systems, bandages, cotton (inpatient and outpatient)

v   Home visit services,

v   Home laboratory instrumental examinations,

v   Organization of medical consiliums,

v   Organization of medical consultation with foreign medical institutions.

  • Out-patient treatment for traumas, frostbites, burns, poisonings, electrical injuries as well as for health deterioration in result of personal accident and inpatient first aid for first 2 hours.

 

BASIC + 

With the basic + package it is possible to add primary care services for injuries caused by accidents, medications, preventive examinations, emergency medical care.

  • MEDICINE.
  • ANNUAL HEALTH CHECK-UP Vardanants Center (other centers for Yerevan regions) ․

v   Specialist consultations:

       General practitioner (pediatrist)

       Ophthalmologist (including visus test)

v   Laboratory examinations:

       General blood test with leykoformula

       Urine general test

       Glucose analysis

       Lipide profile

       PAAP test

       PSA test (for men over 45)

v   Instrumental examinations:

       Electrodiagram

       Ultrasound of abdominal organs and small pelvis

       Ultrasound of thyroid gland, breast

  • IN-PATIENT TREATMENT FOR URGENT AND THERAPEUTIC DISEASES

v   In-Patient medical services as follows:

       Surgical treatment and inpatient emergency of therapeutic diseases, except for oncology, pregnancy/childbirth and neurosurgery,

       Treatment of acute conditions of chronic diseases,

       In-patient treatment for traumas (fractures, dislocation, soft tissue bruises, wounds or their combination)

       In-patient treatment for infectious diseases, սալջարդեր, պոլիտրավմաներ) բուժում,

       In-patient treatment for burns, frostbites and electrical injuries,

       In-patient treatment for acute poisonings,

       Intensive therapy and reanimation requiring urgent treatment conditions (not included in State sponsored programs),

       Metallic constructions used for surgical treatment of traumas.

 

Basic + the cost of the package by age groups

 

Basic +  

0-12 age

12-18 age

18-55 age

Ambulance services + medicine + annual health check-up

64,000 dram

70,000 dram

77,000 dram

Ambulance services + annual health check-up + in-patient treatment for urgent and therapeutic diseases

83,000 dram

89,000 dram

96,000 dram

Ambulance services + medicine + annual health check-up + in-patient treatment for urgent and therapeutic diseases

 

95,000 dram

102,000 dram

110,000 dram

 

Special offer

Together with the Basic + package, purchase the following services for your family members at 40-50% lower than the market price.

 

   * A members of the family are a wife, a husband, unmarried children up to 27 years old

Basic +  Family

0-12 age

12-18 age

18-55 age

annual health check-up

12,000 dram

19,000 dram

              25,000  dram

Basic +  annual health check-up  

                    56,500 dram

                      64,000 dram

                      70,000 dram

 

 

 

 

 

BONUS

 

  • If you have insured two or more members of your family 
  • If you have any operating contract in excess of 100,000 AMD in INGO ARMENIA (excluding CMTPL)

You will get a 10% discount if you purchase any INGOCARE package

 

For additional information on the conditions of insurance, you can call (010) 592121.

 

You can find the sinning procedure and terms of the insurance policy here. 

Updated:   2019-08-28 04:08

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